| By now you should have received your Form 1095-A. If you have not received it or are unable to locate it, please give us a call at 619-259-6905 or 206-258-6820 , and we will send you a copy. Below are some additional tips to help with your 2019 tax needs. Please disregard this message if you have already received your 1095-A and filed your 2019 taxes. |
| Why do I need Form 1095-A? This form lists the amount of tax credits you received in 2019 to help pay your health insurance monthly premiums. Why do you need it? When you enrolled in your plan, you were asked to estimate your 2019 income, which determined your federal tax credits to help pay for your monthly health insurance premium. When you complete your taxes this year for 2019, you’ll have to report whether your actual income was different from your estimated income. Since most members received tax credits in advance, you may either owe or be owed money if there’s a difference. You will need this form to file your taxes if you had coverage for any part of 2019. |
| Can I file my 2019 taxes without my 1095-A? If you are expecting to receive a Form 1095-A, you should wait to file your 2019 income tax return until you receive that form. However, it is not necessary to wait for Forms 1095-B or 1095-C to file. What is the difference between Forms 1095-A, 1095-B and 1095-C? |
| Getting the Right Tax Credit or Financial Help Since you received financial help to make your monthly insurance premium more affordable, you will need to file taxes. The IRS will then compare this financial help, which is officially called Advanced Premium Tax Credits (APTC), you received during 2019 with the financial help that you qualify for based on your actual household income and family size. |